FDIC-Insured — Backed by the full faith and credit of the U.S. Government

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Established Banking · Member FDIC

Banking held to a private standard.

Every Trust Fund client receives their own encrypted portal — balances, transfers, deposits, cards and statements, curated by a dedicated relationship desk.

Access your portal Accounts are opened by our client desk
$4.2B
Assets under care
1892
Year founded
24/7
Fraud monitoring
98%
Client retention

Everything your money needs, in one portal.

Account Management

View statements, monitor activity, see check records and track every balance in one place.

QuickDeposit℠

Deposit checks from your phone in seconds — our review desk clears them the same business day.

Transfers & Payments

Move money between accounts, pay bills, or send instantly to people with Zelle®.

Signature Card

A metal-grade Trust Fund card with instant freeze, spend insight and issuer-level controls.

Vault-grade security, quietly enforced.

Credentials are issued privately by our client desk. Every portal is isolated at the database layer, so one client can never see another client's records — enforced by row-level policies, not by convention.

  • Row-level isolation on every balance and transaction
  • Encrypted credentials with administrator-issued access
  • Activity log of every sign-in and money movement

Today's rates, published openly.

Effective August 2026

4.35%
Premier savings APY
No minimum after opening
0.75%
Checking APY
Interest on every balance
6.12%
30-yr fixed mortgage APR
Jumbo financing available
$0
Monthly maintenance
Fees rebated up to $20/mo
Loan estimator

Estimate your mortgage payment.

Move the sliders to see how purchase price, down payment, rate and term affect your monthly obligation.

$750,000
$100k$5M
$150,000
$0$750,000
6.12%
1%15%
30 years
1015202530

Estimated monthly payment

$3,644

Principal + interest only. Taxes, insurance and HOA fees are not included.

Loan amount

$600,000

Total interest

$711,740

Total cost

$1,311,740

Down payment

20.0%

This calculator is for illustration only and does not constitute a lending offer. Rates, taxes and insurance will affect your final payment. Speak with the client desk for a personalized quote.

Advanced banking, built into the portal.

Instant payments

Real-time balances and same-second internal transfers, with Zelle® and same-day ACH.

Virtual cards

Issue single-use or merchant-locked cards with spend limits, freeze them instantly.

Passkey sign-in

Biometric and hardware-key authentication, with step-up approval on large payments.

Behavioural fraud watch

Every payment is scored on velocity, amount and device before it settles.

Open banking

Aggregate external institutions to see your entire net position in one ledger.

AI financial assistant

Ask Aria about spend, cash flow or a specific charge and get an instant answer.

Automation that quietly compounds.

Round-ups

Every card purchase rounds to the dollar and sweeps the difference into savings.

Scheduled sweeps

Move surplus above a target balance into your Premier savings each week.

Goal tracking

Name a goal, set a date, and the portal paces contributions for you.

Talk to a private banker.

Our client desk is available for account questions, wire instructions, card support, and appointments. Reach us directly by email or visit a private office.

Emails are reviewed during banking hours and answered the same business day.